Guide Cashing In

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Many people have made this decision, Ngwane says. Ngwane gives the following example: Phakama, 33, withdrew her retirement savings when she resigned from her job of eight years to fund a study break. She thought she had a good plan in place: After paying off debt and her fees, the money Phakama had left ran out after eight months.

In no time, she found herself back in debt to cover her living expenses while studying. Phakama is determined to get her retirement savings back on track when she starts working again after completing her studies in two years.

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She will be The implications of withdrawing your retirement savings — including the tax implications — when leaving an employer are often not fully explained, Ngwane says. By doing this, you keep the tax benefits of your original fund and your investment returns are not taxed. Chicken chase leads to skeletal remains on Durban beach. Hawks arrest K-word racist KessieNair.

Cashing in on promise to the poor

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